What is the Medicare Savings Program (MSP)?

The Medicare Savings Program (MSP) is a group of state-administered programs that help individuals with limited income and resources pay for certain Medicare costs. These programs are designed to make Medicare more affordable and to ensure that eligible beneficiaries can access needed healthcare services.

How does it work?

MSPs work by paying some or all of a beneficiary’s Medicare-related expenses, depending on the program for which they qualify. To see if you qualify for MSP, please reach out to the Education and Resource Center at 406-259-5212

Montana Medicare Savings Programs (MSP) Income Guidelines

Program	Single Monthly Income Limit	Married Monthly Income Limit	What It Covers
QMB (Qualified Medicare Beneficiary)	$1,325	$1,783	Part A & B cost-sharing, Part B premiums, and Part A premiums (if owed)
SLMB (Specified Low-Income Medicare Beneficiary)	Up to $1,585	Up to $2,135	Part B premiums
QI (Qualified Individual)	Up to $1,781	Up to $2,400	Part B premiums

Asset Limits (All Programs)

• Single: $9,660

• Married: $14,470

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